Abel T. Takavaruva

Ecobank Zimbabwe • Harare, Zimbabwe

Conducted comprehensive financial analysis and credit risk profiling for loan applicants at Ecobank Zimbabwe's Asset Products division. • Due Diligence: Conducted comprehensive financial analysis on loan applicants, assessing risks, growth drivers, and sustainability of the borrower's business model to inform investment decisions. • Risk Profiling: Performed credit screening and detailed risk profiling, identifying potential red flags in financial statements to support the investment committee's approval process. • Portfolio Monitoring: Analyzed delinquency trends within the asset book to recommend financial restructuring strategies, mirroring portfolio monitoring workflows. • Financial Documentation: Prepared rigorous investment memos and product documentation, ensuring accuracy and compliance with regulatory frameworks.

Ecobank Zimbabwe • Harare, Zimbabwe

Analyzed client data and conducted market research to support strategic acquisition and business development initiatives. • Market Mapping: Analyzed client data to segment markets and identify high-potential opportunities, utilizing Excel to map target demographics for strategic acquisition. • Conducted research on Fintech and digital adoption trends, developing a perspective on market dynamics and competitive positioning in the technology sector. • Strategic Support: Collaborated with business development teams to prepare data-driven materials for client acquisition, demonstrating the ability to liaise with internal teams on deal flow.

Yield 4 Finance

Generated qualified leads for trade finance instruments and gained exposure to cross-border capital flows at a trade finance firm. • Generated qualified leads for trade finance instruments (LCs, SBLCs) through targeted outreach, directly supporting the deal origination pipeline. • Gained exposure to cross-border capital flows and risk mitigation via Trade Finance instruments (LCs, SBLCs), enhancing understanding of complex transaction structures.